How today's budget affects the pound in your pocket...

My one minute guide to some of the changes....

Lifetime ISA
Savers between 18 and 40 can open one from next April and use it to save for their first home or pension.
For every £4 saved, the Government pay in £1 so that's a 25% bonus. And you can save up to £4,000 a year which means a potential £1,000 Government bonus.

Tax breaks for small online sellers
Small online sellers like people selling on eBay can earn £1,000 a year before paying tax. And there's another £1,000 allowance for people who rent out rooms like Airbnb style.

ISAs
The amount you can save in one goes up from £15,240 to £20,000 from April 2017.

Insurance Premium Tax
Already stands at 9.5% and now going up by a further 0.5% to 10% so you may see a small increase in your policy price.

Personal allowance
You'll be able to earn more before the tax office takes its cut. The 'personal allowance' is the amount you can earn each year before paying tax. Right now this stands at £10,600 and is due to go up £11,000 on 6th April. From April 2017 this now goes up to £11,500. And the limit for 'higher rate' taxpayers goes up a notch too from April 2017. From then you'll pay 40% tax on earnings over £45,000.

Capital Gains Tax
This is the tax you pay if you make a profit selling off your assets, (other than your main home), so paintings, cars or second homes. For higher rate taxpayers this falls from 28 - 20% and from 18 - 10% for basic rate taxpayers.

Holidays to Wales
And it's cheaper to go to Wales. The toll for using the Severn Crossing will be halved from 2018 to £3.30 for cars although it's free if you're coming the other way.