Spa days, hotel trips and free MOT’s are just some of the free gifts being dished out by banks and credit card companies when you take out loans and cards.
But is it ever ok to offer incentives like this when some consumers could be lured into taking out deals that aren’t the most competitive or may not be right for them?
I’ve just written a piece about this so here’s my views on whether loans and credit cards should be incentivised?